I am...
Looking to reduce Inheritance Tax
What would happen if…
You died without having plans in place
The prospect of having a significant chunk of your estate lost to the tax man is something you’d like to avoid. We years of experience helping families smoothly transfer wealth from one generation to the next.
Although there are plenty of things you can do in your lifetime to manage the problem and even reduce it entirely, Inheritance Tax planning can be a complicated subject. While the decisions are sometimes financial, they are often about your values and beliefs around money.
You could see your family benefit from gifting
It can be rewarding to see your loved ones enjoying the assets you’ve given them. Therefore, gifting some of your money while you’re still alive makes perfect sense.
We understands every family is different and there is no one plan that suits everyone. Our goal is to help you create a roadmap for your family that will provide you with financial security and the comfort that you are doing everything possible to help your loved ones.
You distributed your wealth by using trusts
While not the only tool available, trusts can be incredibly useful role in intergenerational planning. They can reflect your wishes, provide you with ongoing control and sometimes ensure assets are kept in the family over generations and away from Inheritance Tax.
There are several types of trust and they all have limitations. Trusts can be complicated but we can guide you through the options and make sure the strategies match your needs.
Together, we’ll reach your goals
Without proactive steps and careful planning, there’s a risk that a significant portion of your assets might end up in the hands of the taxman rather than your loved ones.
After assessing your liability, the first thing Apogee does is get to know you and the aspirations you have for yourself and your family. There is inevitably a balancing act between your needs and the desire to pass on as much of your wealth in a timely and tax efficient way. Starting to plan early can help achieve better outcomes, but the age and life stage of potential beneficiaries might mean passing them significant assets too early could be undesirable.
Bespoke guidance
We will sit back and hear about what matters most to you and how you’d like your family to benefit from your legacy without impacting your lifestyle.
Informed decisions
Having a comprehensive understanding of your options allows you to make choices that will positively impact your loved ones in the short, medium, and long term.
Regular reviews
We will check in with you regularly to ensure that developments in your life or changes to Inheritance Tax laws don’t leave your estate exposed to liabilities.
This is how we make it happen
We know that it’s never an easy conversation to have. After all, we are planning for life after you’ve gone. However, we approach this sensitive topic with compassion, ensuring that you feel supported every step of the way. Our commitment to you extends beyond just financial planning; we’re here to lend a listening ear and offer guidance.
The greatest reward from engaging in these discussions is the reassurance that comes with knowing your family will be well taken care of after you’re gone.
Learn moreOur clients’ words speak volumes
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Apogee Wealth Management Limited is authorised and regulated by the Financial Conduct Authority (503713). Registered in England and Wales at No.1 Booths Park, Chelford Road, Knutsford, Cheshire, WA16 8GS. Company Registration Number: 06925283.
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