I am...
Seeking advice about my pensions
What would happen if…
You tidied up your pension pots
As your career unfolds, it’s easy to accumulate pensions from different jobs, and consolidating these provides a clear overview of your savings and allows for better decision-making. By taking control, you’re setting yourself up for a more fulfilling retirement.
We will provide guidance on which pensions to combine, the optimal structure for your consolidated pension, and an investment strategy tailored to achieve your retirement goals, all while considering your risk tolerance and investment preferences.
You had a bespoke investment plan
Alongside addressing your pension pots, we will create investment plans to address your short, medium and long-term financial goals. We can utilise your annual ISA allowances to allow funds to grow free of tax and establish other ways to maximise investments.
There’s no one-size-fits-all when it comes to retirement. Fortunately, envisioning your retirement no longer needs to remain a dream. With our help, you can gain clarity on the feasibility of your goals and the longevity of your savings, investments, and pensions.
You wanted to retire in 10 years’ time
Time flies, and before you know it, a decade will have passed, so it’s essential to be prepared if retirement is on the horizon. Get your affairs in order now and maximise your pensions to set you on course to realise the retirement you’ve always envisioned.
Because we are truly independent, we can advise on any pension arrangements you already have and guide you towards the best outcome for your goals.
Together, we’ll reach your goals
Regardless of whether retirement is 10 or 20 years away, it’s still important to have your pensions in order as early as possible. Taking an active interest in your arrangements is key to securing a comfortable retirement.
You might have questions about taking tax-free cash, whether to consolidate your pensions or seeking advice regarding your company pension scheme. Our guidance can provide clarity on these matters, ensuring you’re making informed decisions for your future financial security.
Review arrangements
One of the first things we do is obtain a comprehensive understanding of your existing arrangements and assess whether they are enough to help you reach your goals.
Lifestyle planning
We work together to figure out what you’re looking forward to in your retirement years and how you can organise your finances to fund your dreams.
Establish your options
The array of pension options available today is more extensive than ever, and understanding which opportunities to take advantage of, and when, is paramount.
This is how we make it happen
Each client we serve is distinct; therefore, we always look at bespoke planning solutions. As an independent firm, we can advise on any pension arrangements you already have and help guide you towards the best outcome for you.
We’re not just here to advise on your pensions and leave you to get on with things. We build long-term relationships with our clients and will be there as you head into retirement and start thinking about how you might pass down your wealth.
Learn moreOur clients’ words speak volumes
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Apogee Wealth Management Limited is authorised and regulated by the Financial Conduct Authority (503713). Registered in England and Wales at No.1 Booths Park, Chelford Road, Knutsford, Cheshire, WA16 8GS. Company Registration Number: 06925283.
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