David Clewlow

G10 (Taxation and Trusts)

This examination assesses a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

G20 (Personal Investment Planning)

This examination assesses a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

CF2 (Investment and Risk)

This examination assesses a knowledge and understanding of investment products and the risks involved.

CF9 (Pensions Simplification)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

FP1 (Financial Services and their Regulation)

Assesses an understanding of the financial services industry, including regulation and legislation.

FP2 (Protection, Savings and Investment)

Assesses an understanding of protection, savings and investment products.

FP3 (Identifying and Satisfying Client Needs)

Assesses an understanding of conducting a fact-find, assessing the client’s needs, and recommending specific (appropriate) financial products to meet those needs.

DipPFS (Diploma in Financial Planning)

This level 4 diploma meets the FCA’s qualification requirements for retail investment advisers, demonstrating core technical knowledge and financial planning capabilities across six core areas.

FPC (Financial Planning Certificate)

A recognition offered by the Chartered Insurance Institute in the United Kingdom. Individuals who hold this qualification have satisfied coursework and testing requirements set by the organisation.